Gender Intelligent Products and Services for Women

In the pursuit of finance for women in Luxembourg, the development and delivery of gender-intelligent financial products and services are critical components for bridging gaps and unlocking untapped opportunities. This working group emphasizes the importance of understanding and addressing the unique financial needs and preferences of women, creating solutions that are both inclusive and market-responsive.

Women represent a substantial and growing consumer base for financial products, yet remain underserved in key areas. For example, European women hold €200 billion in uninvested wealth, with only 18% regularly investing in capital markets compared to 30% of men. While many women rely on traditional savings products, 31% are open to transitioning to securities-based investments, highlighting the potential for tailored solutions that align with their financial goals.

Furthermore, women entrepreneurs generate higher revenues per dollar invested, despite receiving less financial backing than their male counterparts. By designing financial products that empower women through entrepreneurship and self-employment, financial institutions can drive economic growth and foster greater inclusion.

The women's market represents a significant global revenue opportunity valued at $700 billion, but realizing this potential requires rethinking traditional approaches. This working group will focus on reevaluating product portfolios, sales strategies, and contractual frameworks, ensuring that financial institutions are equipped to better serve women while broadening their market reach.

Organisations

  • BGL BNP Paribas

  • European Investment Bank (EIB)

  • Generali Luxembourg

  • Quintet

  • Spuerkeess